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When choosing insurance, you should also consider which additional options are available. For example, if you regularly drive a third-party vehicle, it is possible to insure yourself against damage you might cause to third-party vehicles.

Personal liability insurance

Liability insurance is not compulsory. Nevertheless, it is strongly recommended that you take out personal liability insurance. This is because you are liable for any damage caused intentionally or unintentionally, or if persons, animals or property for which you are responsible cause damage to third parties. A liability insurance certificate is often required for renting a flat. Everyone is liable up to the full value of their assets as well as their current and future income. For this reason, it is important to take out personal liability insurance for yourself and your family.

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